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A card experience.
Made for you.

Discover Eternus X and gennCard. Two practice cards,
with a different starting point for every experience.

Explore our cards →
UK BRANCH OF OPERATIONSPractice cards · Terms apply

YOUR CARD. YOUR STARTING POINT.

Find your kind of card.

Get to know our two practice-card experiences.

THE HIGHER-LIMIT PRACTICE CARD

Eternus X Card

More room for your practice experience. Our Term Card has a much higher practice limit than gennCard, with exact limits and conditions confirmed separately.

Meet Eternus X →

FOR YOUR FIRST CARD EXPERIENCE

gennCard

Made for new card users and those under 21. A practice experience accepted exclusively at kowloonPoint of Sale.

Get to know gennCard →

A LITTLE CLARITY GOES A LONG WAY.

Questions?
Let's start there.

From card details to application requirements, our UK team can help you find the information you need.

Contact customer help →

Important information

Eternus X and gennCard are practice cards. We do not offer current or savings accounts. gennCard is accepted at kowloonPoint of Sale only. Exact Eternus X limits, term conditions and acceptance must be confirmed. Product names and practice limits do not establish a credit facility, cash value or withdrawable balance. Read the consumer notices and the applicable product terms before applying.